RightIntel

Explore Advisor Analytics With RightIntel

RightIntel is a centralized business intelligence dashboard that consolidates household data into powerful visuals that help you deliver more value to each client. The goal of this article is to empower you to meet your financial planning objectives and review areas of opportunity associated with households in RightCapital.

RightIntel can be found in the upper menu bar of the RightCapital Advisor Portal, to the right of the Planning tab:

RightIntel is available to Premium and Platinum subscribers at no additional charge. Basic subscribers will only have access to the RightIntel > Insights > Client Activities tab.

Summary

Accessible from the Advisor Portal, the RightIntel Summary allows Advisors to view key metrics about households entered in RightCapital. Values will be updated each day.

Add, Remove, & Reorder

The top three widgets of each page (Total number of clients, Total number of households signed up with leads link, Total Invested assets, & Managed asset percentage) are static and cannot be removed or reordered. The remaining charts and tables can be removed, added or re-ordered through the drag and drop feature:

To remove additional widgets, hover your mouse over the tile until the three dots icon appears in the upper right corner. Click that symbol followed by "Delete". Widgets that have been removed, can be re-added by clicking the blue "add" button in the upper right corner of the RightIntel dashboard:

Available Widgets

Total number of clients
Total invested assets
Percentage of managed assets
Top households by net worth
Total invested assets by account type
Total number of households per group
Top households by cash balance
Top households by highest debt balance
Household demographics - age
Household demographics - employment
households per risk category
Top households by vault uploads
Top households by outstanding tasks
Top households by logins
Total number of households per module

Exclude Household Groups

You can exclude client groups from the RightIntel Summary (such as prospects or sample clients) within the Advisor Portal > ... More Menu > Client Settings > Household Groups sub-tab. Uncheck "Include in RightIntel Summary"

Insights

The Insights section consolidates household data into sortable tables that help you deliver more value to clients, or, look for opportunities within your business.

To find a specific household, you can utilize the search bar in the top left corner of the insights tab:

All Insights tabs can be exported as .CSV files by selecting the download icon on the top right of each tab:

Full Planning vs. Express

Switch between full planning household info and express household info by selecting either option in the top left of the insight page.

Planning Activities

The planning activities page enables advisors to view key statistics for all of their households in one place. This includes items such as the household group, net worth, invested assets, number of outstanding tasks, date a report was last generated, and the client's last login:

Activities

Each client who has been invited to access their RightCapital plan, will have their activity tracked and stored within the Insights > Client Activities tab. This provides you insight into major changes within their financial plan and allows you to monitor their progress toward their goals:

The Activities section will display your invited client's login activity, such as when they first logged in, when they last logged in, and how many total times they've logged into their portal. It will also display specific activities they've performed within the last four weeks, such as updates to Profile cards, and changes they've made to particular accounts.

Cash

The cash tab allows you to easily identify clients who have cash on hand to reinvest with you, or clients who would benefit from bolstering their cash savings. The cash tab will display the amount of money each client holds in cash and daily changes to those balances:

Assets Held Away

The Assets Held Away tab allows you to quickly see accounts your clients have invested elsewhere, providing you an opportunity to convert these assets to your management. The assets held away tab will display the total amount of investments the household holds outside of your management as well as their account type and balances:

You can indicate that an investment is actively managed by checking off the 'managed' box within the investment, located under the client's Profile > Net Worth tab:

Debt

The debt tab houses all household loan data, allowing you to quickly identify which clients could benefit from consolidation or a refinance. The debt tab will display all household loans, their balances, as well as their interest rates:

Insurance Summary

The insurance summary tab will display active term and disability insurance policies across clients, including the expiration date, allowing you to step in to avoid a lapse in coverage. Other data shown includes Client Age, Life Insurance death benefit amount and number of policies, LTC insurance benefit amount and number of policies, Disability insurance number of policies, and Property & Casualty Insurance number of policies.

Advisors will be able to click on each type of policy to see additional details such as Policy owner, Policy type, Insured, and Premium information:

Insurance Expiration

The insurance expiration tab will highlight any term insurance policy expiration years. This tab will specifically let you sort policies that expire this year or next year using the dropdown menu in the top right:

Key Events

The key events tab will display key client events such as retirement age, Social Security filing age, Medicare filing age, RMD age, when they have reached age 59 1/2 (penalty-free withdrawals) or age 50 (contribution catch-up provision) as well as the month/calendar year in which they occur, allowing you to identify milestones and tailor your conversations accordingly: