The 'Spend unsaved RMD/distributions' setting can be found within the Gear Icon > Settings > Methodology tab of each client plan:
This setting determines whether or not cash flow surplus from RMDs and income distributions will be automatically saved or spent off. This setting will only appear when using Modified cash flow based is your Planning method. By default, this setting is checked.
When checked, RMDs or manual distributions that are not used to fund cash flows (or are not explicitly saved) will be spent off. Spent RMDs can be seen in the “Spend unsaved cash flow” column of the Retirement > Cash Flows > Summary page.
If unchecked, RMDs or manual distributions that are not used to fund cash flows will automatically be saved and reinvested into the taxable bucket of assets. Saved RMDs can be seen in the “Net Flows” column of the Retirement > Cash Flows > Summary page.
