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Yes, if the client does not have access to in service withdrawals they can execute an after-tax 401(k) contribution that is converted to a Roth at their separation of service (retirement, leaving job etc..). Simply enter the after-tax 401(k) contribution into the client plan starting and ending in the same calendar year. Be sure this calendar year coincides with the separation of service.
To see the mega backdoor roth conversion occurring in the financial plan, visit the Retirement > Cash Flows > Accounts tab and select “net cash flows” in the “addition to accounts” dropdown menu to see the money entering the Roth 401(k) or Roth IRA account.
No, only clients with a significant amount of income who have the ability to make after tax 401(k) contribution, and in-service withdrawals from their employer sponsored retirement plan are eligible for ongoing mega backdoor Roth conversions.