Frequently Asked Questions
Need assistance with annuities? RightCapital is here to help! Please use the common questions and answers below to assist you in generating financial plans. For additional assistance use the link to our support team at the bottom of the article.
If you know the details of the annuity and want the current value to be included in the client's Balance Sheet, you will want to model the annuity as an asset. If you do not have the details of the annuity, or if you only want to model the future income stream without accounting for the current value of the annuity, you can model the annuity as an income stream instead.
You can link variable annuities using account aggregation, or an advisor-level integration. Indexed and Fixed Annuities can only be linked through advisor-level integrations.
For a quick video walk-through, click here. For a more comprehensive written guide, click here.
RightCapital provides optional fields to enter annuity fees when adding an annuity with the Lifetime Income distributions option. You can either enter these fees as a percentage of the annuity value (AV Based Fees), or as a percentage of the benefit base (Benefit Base Fees).
Yes! When proposing an annuity purchase in the Retirement > Analysis section, you can demonstrate an annuity 1035 exchange by selecting an existing annuity as the funding source of the new annuity you are proposing:
