Need assistance with settings and assumptions? RightCapital is here to help! Please use the common questions and answers below to assist you in generating financial plans. For additional assistance use the link to our support team at the bottom of the article.
A glide path is a model that can be applied to a financial plan which will show the client's assets transitioning over several years. This setting mirrors the clients changing investment strategy as they age, typically moving from more equity exposure to more cash and fixed income exposure as they age through retirement. This setting is most applicable for young clients whose investment strategy will change significantly over time.
Yes, RightCapital allows you to model a transition of invested assets at retirement. This setting can be found within the Gear Icon > Settings > Methodology tab of each financial plan. Here you adjust the Asset Allocation Method and choose “pre and post retirement allocation". When selected, this will assume the client's current allocation is used until their retirement date. You will then have the option to choose the desired model portfolio to represent the client's pre and post-retirement investment strategy.
This setting can be adjusted globally or for individual plans. To adjust the setting globally, visit the Advisor Portal > Gear Icon > Client Settings > Client Presets area.
The grading schedule indicates the length of time it takes for the client to become fully invested within the glide path. Each year of the grading schedule the client’s investment allocation shifts toward the glide path. At the beginning of the grading schedule, the client is 100% invested in their current asset allocation. By the end of the grading schedule the client is 100% invested in the glide path allocation.
For additional assistance within RightCapital please contact our Support team.
RightCapital is committed to enabling your success. Each week, we cover essential planning modules and product updates.
RightCapital in Action
Check out our YouTube channel where we highlight Advisor Success Stories and share more Tips & Tricks!