Why are my planned savings not taking place in the Retirement Cash Flows?

RightCapital will only fund contributions to IRA, Roth IRA, and 529 accounts from cash flows. If there are insufficient cash flows in any year, RightCapital will not reflect the contributions in that year.

If you wish to reduce taxable investment accounts to fund IRA and 529 savings, check the "Use taxable account to fund IRA and 529 saving when current year cash flow is inadequate" box in the Client Plan > Gear Icon > Settings > Methodology tab.