You can replace the default budget categories in RightCapital by creating a Budget Category Template, and then setting that template as the default budget category template for new clients.
Budget Category Templates can be created within the Templates > Categories tab of the Advisor Portal:
You can then set a template as the new default in the Client Settings > Client Groups tab of the Advisor Portal. Do be aware that this change will only apply to new clients that you create going forward, and will not impact existing clients:
