FAQ: Cash Value Life Insurance

Frequently Asked Questions

Need assistance with data entry? RightCapital is here to help! Please use the common questions and answers below to assist you in generating financial plans. For additional assistance use the link to our support team at the bottom of the article.


Where can I see cash value distributions impacting the financial plan? 

You can see all cash value distributions flow into the Cashflow reports under the Summary tab > Income Inflows >  Other Inflows column. Click the underlined Other Inflows column title to see the life insurance distributions within the plan.


How can I simulate a life insurance purchase within the Proposed Plan and compare it to the Current Plan?

Answer: You can model an insurance policy purchase within a proposed plan from the Retirement > Analysis > Probability section. Within the action items you will click "Edit" > Add New Items > Insurance. Then input the parameters of the proposed policy. This will compare the current plan to the proposed plan which includes the new life insurance policy. 


Where can I show the Cash value of life insurance impacting the client's tax allocation?

Answer: The impact of the client's tax allocation can be shown in the Investment >Tax Allocation tab. Cash value associated with permanent life insurance policies will be seen as a tax-free asset. 

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For additional assistance modeling Cash Value Life Insurance within RightCapital please contact Support.